Free 15-min call
Discuss your goals and quesions
Audrey Nwaze
Founder & Lead Advisor
All 15 Services →
Retirement & Care
Protection & Relief
3 Options
Business Solutions
2 Options
A clear financial plan for what comes next.
Cater Financial Services is an independent firm founded by Audrey Nwaze. We help individuals, families and business owners with life insurance, retirement, estate planning and protection for the things that matter most to them.
Living Benefits Coverage
Tax Free Retirement
Estate Planning
Explore by need
Life Insurance
4 Options
Retirement & Care
3 Options
3 Options
Services we offer
Coverage and planning for
each stage of life.
Fifteen services across life insurance, retirement, estate planning, protection and business. The free consultation covers which ones apply to you.
Life Insurance
Coverage options for different budgets and health histories, including policies with living benefits.
Term with Living Benefits
Return of Premium
Guaranteed Issue / Final Expense
Ask about these options →
Retirement & Long-Term Care
Strategies for retirement income and for covering the cost of care later in life.
Tax Free Retiremen
Personal Pension Plan
Long-Term Care
Ask about these options →
Estate & Family Planning
Arrangements made in advance for your estate, your final wishes and your children’s education.
Estate Planning
Funeral Concierge / Will Prep
College Savings Fund
Ask about these options →
Protection & Relief
Insurance for your home, car and pets, plus options for managing health costs, debt and taxes.
Term with Living Benefits
Return of Premium
Guaranteed Issue / Final Expense
Ask about these options →
Business Solutions
Plans for business owners and key employees, and a path for anyone who wants to build an agency.
Keyman, S.O.L.A.R. Executive Plan
Build an Agency = Cashflow
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Ask about these options →
Who we serve
Who we work with.
Cater Financial Services is an independent firm founded by Audrey Nwaze. We help individuals, families and business owners with life insurance, retirement, estate planning and protection for the things that matter most to them.
Families
Life insurance, college savings, estate planning and will preparation.
Business Owners
Keyman coverage, S.O.L.A.R. executive plans and protection for the people your business depends on.
Pre-Retirees & Retirees
Tax free retirement strategies, personal pension plans, long-term care and final expense coverage.
Future Agency Owners
People who want to get licensed and build an agency of their own.
How it works
Three steps, start to finish.
01
Free Consultation
A short call to discuss your goals, answer your questions and decide whether to move forward.
15 minutes, free
02
Your Recommendations
We review your goals, current coverage and finances, then recommend the options that fit your needs and budget.
Written summary
03
Setup & Reviews
We help you complete applications, put your plan in place and review it when your circumstances change.
Scheduled reviews
What to expect when you work with Cater Financial Services.
Career opportunity
Build an agency. Build cash flow.
Interested in a career in financial services? We help new agents get licensed, learn our products and build an agency of their own.
Licensing Guidance
Product and Sales Training
Mentorship from Audrey Nwaze
FOUNDER
LED
Audrey Nwaze
About the founder
Founder & Lead Advisor
“I started Cater Financial Services to give individuals, families and small business owners access to straightforward financial and insurance planning.”
Our approach: understand your situation first, explain each option in plain language, and match recommendations to your goals and budget.
FAQ
Who we work with.
Answers to the questions we hear most often.
Have a question not listed here? Email us.
Let’s talk
Ready to get started?
Book a free 15-minute consultation to discuss your goals and next steps.